Establish a Positive Payment History with a Car Title Loan
Do you have a history of defaulting on loan payments? A car title loan, when paid off according to the repayment schedule, can start a trend of good credit history on your credit report and boost your credit rating. Car title loan lenders can provide you with flexible monthly repayment terms at an affordable monthly rate, which may help reestablish your credit.
There are usually several ways you can make monthly payments for your loans. You can almost always pay by check, either over the phone or through the mail. Some lenders also accept in-person payments at local payment centers.
If you have a hard time keeping track of when bills must be paid, regularly scheduled debits from a bank account or paycheck can help you establish a payment routine. This will not only help you save on late fees and extra interest payments but also help make your payments more consistent.
Car title loans are convenient, quick, and can help borrowers improve their credit rating. Lenders can justify lending to borrowers who are considered high risk because the loans are secured by the borrowers ’ automobiles. In most cases, all a barrower needs is a car title, also known as a pink slip, to get immediate approval.
Wilshire Consumer Credit is a reputable lender of car title loans and is licensed and certified to operate in Arizona, California, South Carolina, New Mexico and Georgia. They accept auto titles as collateral, in most cases requiring you only to have a clear pink slip for approval in minutes.
We promise 100% confidentiality and no pre-payment penalty on car title loans, so you can pay it off at anytime. We also offer the most competitive rates in the industry.
You can drive away with cash and still keep your vehicle! To get your cash title loan, all you have to do is fill out the two-step form and they'll let you know if you're approved within minutes. It's that simple!